Refund & Cancellation

Refund & Cancellation Policy

At Credit-Debit.com, we value our users and strive to provide the best personal budgeting experience through our Personal Budget Planner (“App”). This Refund & Cancellation Policy outlines how refunds and cancellations are handled.

1. Subscription & Payment

The App may be offered on a subscription basis (monthly, quarterly, or yearly). All subscription fees are charged in advance and are non-refundable, except as specifically stated in this policy.

2. Free Trial

If we provide a free trial, you will not be charged until the trial period ends. You may cancel anytime during the trial to avoid being charged.

3. Cancellations

You may cancel your subscription at any time from your account settings or by contacting support. Upon cancellation, you will continue to have access to premium features until the end of your current billing cycle. No partial refunds will be issued for unused days in a billing cycle.

4. Refunds

We provide refunds only in the following cases:

• Duplicate payment due to a technical error.
• Failed service activation – if you paid but were unable to access premium features.
• Special circumstances (at our sole discretion, e.g., fraudulent transaction reported).

Refunds are generally processed within 7–10 business days to the original payment method.

5. Non-Refundable Cases

Refunds will not be issued for:

• Change of mind after purchase.
• Non-usage of the App after subscription.
• Dissatisfaction due to personal preferences if the service was delivered as described.

6. How to Request a Refund

To request a refund, please contact us at 📧 info@credit-debit.com or fill out the form below. Include:

• Your registered email ID
• Transaction ID or payment receipt
• Reason for refund request

7. Changes to Policy

We may update this Refund & Cancellation Policy from time to time. Any changes will be posted here with an updated “Effective Date.”